Solutions
At Avant, we go beyond processing payments to become a true partner in your business journey. Our customized solutions are built to overcome your toughest challenges and empower you with the technology, expertise, and support needed to scale your business with confidence.
Point of Sale Systems
Clunky systems and missed sales belong in the past. Avant gives you fast, reliable tools to manage payments and maximize every opportunity.
High Risk Merchant Services
We provide reliable, compliant payment solutions for high-risk industries that reduce exposure, streamline risk management, and keep you ahead of regulations so you can focus on growth.
Surcharging Solutions
Offer credit card acceptance at no cost by passing the processing fee to customers. Our compliant surcharging setup helps you stay within regulations, protect your margins, and keep more of every sale.
Mobile Credit Card Processing
Take payments wherever business happens. With Avant, your mobile device becomes a secure, portable terminal for effortless transactions on the go.
B2B Payment Solutions
Power your business with Avant B2B payment solutions that drive revenue growth and strengthen your bottom line. Simplify transactions and keep your cash flow running seamlessly.
Dispute Management Services
Keep your revenue steady and stress-free with Avant Dispute Management. Our proactive solutions help you reduce chargebacks, protect your income, and maintain reliable cash flow.
Why Avant?
We combine transparent pricing, modern technology, and hands-on support to help your business accept payments confidently whether you’re in-store, mobile, online, or in a high-risk industry.
Transparent, Honest Pricing
No hidden fees. No surprise statement increases. Just clear and predictable rates designed to help you keep more of what you earn.
Fast Approvals & Easy Setup
Get approved quickly even for harder-to-place industries. Start accepting payments the same day with minimal paperwork and effortless onboarding.
Dedicated Local Support
Talk to real people who understand your business. No call centers, no long wait times, just responsive, one-on-one support whenever you need it.
Modern Payment Technology
From POS systems and smart terminals to mobile processing and e-commerce gateways, Avant gives you powerful tools to run and grow your business smoothly.
Looking to lower your processing fees?
Get a free statement review and see how much you can save with Avant.
Industries We Serve
Avant works with a wide range of local and online businesses, from brick-and-mortar shops to higher-risk e-commerce.
Latest News
How Much Are Credit Card Processing Fees in Canada? A Simple Breakdown (2025 Guide)
Credit card processing fees in Canada are one of the least understood costs for business owners. Whether you run a retail store, restaurant, e-commerce shop, subscription service, or high-risk business, you’ll eventually ask the same question: “How much should I actually be paying in credit card processing fees in Canada?” This guide breaks down the…
The Complete Guide to Payment Processing in Canada (2025 Edition)
Payment processing in Canada is a critical part of running any modern business. Every retailer, restaurant, service provider, and e-commerce store relies on fast, secure, and reliable payment systems to get paid. This guide explains how payment processing works in Canada, what fees you are actually paying, and how to choose the best payment processor…
Switch to reliable, transparent, and smarter payment processing today
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Frequently asked questions
Payment processing is the system that allows businesses to accept payments from customers, whether they’re paying with credit cards, debit cards, mobile wallets, or online checkout methods.
When a customer makes a purchase, the payment processor securely sends the transaction information between the customer’s bank and your business, verifies the funds, approves the payment, and deposits the money into your account.
A reliable payment processor ensures transactions are fast, secure, and seamless, whether they happen in-store, online, or on mobile devices.
Yes. Canadian businesses (except in Québec) can legally add a surcharge to credit card payments. The surcharge must be clearly disclosed before the transaction, must appear on the receipt, and cannot exceed the merchant’s actual cost of processing the payment. Debit transactions cannot be surcharged.
We support businesses of all types, from retail and e-commerce to hospitality and service-based industries. Whether your company is low-risk, medium-risk, or high-risk, Avant provides customized payment solutions built around your needs.
Get up and running fast, with most merchants approved and ready to process payments shortly after applying.
Payment processing fees are the costs associated with moving money securely from your customer’s card to your bank account. These fees come from several sources within the payment network, including the cardholder’s bank, the card brands, and the acquiring bank, along with a small markup from Avant for providing the service.
The total amount you pay depends on factors such as the type of card used, how the transaction is processed (tap, chip, online, etc.), and your monthly processing volume. Our goal is to keep these fees clear, predictable, and easy to understand.
Most merchants receive their funds the next business day. Once a transaction is processed, the payment is securely settled and transferred to your bank account within a standard next-day payout cycle. Deposit times can vary slightly depending on your business type, processing volume, and banking institution, but in general you can expect fast, reliable deposits that keep your cash flow moving.