Local support. Honest pricing. Better solutions for your business.

Avant was created to give business owners a straightforward alternative to the big banks. We focus on fair pricing, fast support, and modern payment solutions that help you keep more of every sale. Our approach is simple: treat merchants with transparency, respond quickly, and build long-term relationships instead of locking businesses into confusing contracts.

Why Businesses Choose Avant

Whether you run a restaurant, a retail shop, a service business, or something in between, Avant gives you modern payment options without the stress, delays, or hidden fees that usually come with payment processing.

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Fair and Transparent Pricing

No hidden fees, no confusing line items, and no surprise rate changes. You always know exactly what you are paying.

Surcharging Expertise

We help you accept credit cards at zero cost with fully compliant surcharging programs. You keep your entire sale amount.

24/7 Dedicated Local Support

We help you accept credit cards at zero cost with fully compliant surcharging programs. You keep your entire sale amount.

Reliable Modern Terminals

From wireless terminals to full point-of-sale systems, we provide hardware that is fast, dependable, and easy for your team to use.

Fast Onboarding

Most merchants can get approved and set up quickly. We handle the process so you can begin accepting payments right away.

No Pressure, No Gimmicks

We do not use aggressive sales tactics or complicated contracts. Our solutions are designed to make sense, not trap you.

Switch to reliable, transparent, and smarter payment processing today

Who We Work Best With

Payment processing in Canada

Restaurants, cafés, retailers, service providers, trades, salons, health services, and more.

Payment processing in Canada

Our surcharging programs and fair pricing help merchants significantly lower or eliminate their credit card fees.

Payment processing in Canada

If you want clear communication and fast solutions, our team is the right fit.

Frequently asked questions

What makes Avant different from the big payment processors?

We focus on fair pricing, fast support, and honest communication. You get local Ottawa help, clear answers, and reliable hardware without the long wait times or confusing fees common with large processors.

Can Canadian businesses charge a surcharge on credit card payments?

Yes. Canadian businesses (except in Québec) can legally add a surcharge to credit card payments. The surcharge must be clearly disclosed before the transaction, must appear on the receipt, and cannot exceed the merchant’s actual cost of processing the payment. Debit transactions cannot be surcharged.

Do you lock businesses into long contracts?

No. We believe in flexibility. Our goal is to keep merchants through good service, not through restrictive terms or penalties.

How fast can I get set up and start accepting payments?

Most merchants can be approved and onboarded quickly. Setup depends on the type of hardware you choose, but we aim to make the process smooth and fast.

Do you offer surcharging?

Yes. We specialize in compliant surcharging programs that allow you to accept credit cards at zero cost. You keep your full sale amount, and customers see the surcharge clearly at checkout.

What kinds of businesses do you work with?

We support restaurants, cafés, retail shops, salons, service businesses, trades, wellness clinics, small offices, and many more. If your business accepts debit or credit cards, we can help.

What type of support do you offer?

Local Ottawa support. You can reach us directly for help, and merchants never get trapped in a long call-center queue. We aim to resolve issues quickly so your business keeps running.

Is pricing really transparent?

Yes. No hidden monthly fees, no unnecessary add-ons, and no unexplained rate changes. You always know exactly what you are paying.

Do you handle online payments and invoicing?

Yes. From secure e-commerce payments to online invoicing and recurring billing, we offer modern solutions for businesses that need to accept payments online.

Is Avant Payments based in Ottawa?

Yes. We work closely with local businesses and provide support directly from Ottawa. You get real help from people in your community. We are your best choice for payment processing in Ottawa.

Switch to a payment partner that puts your business first