Last updated: November 24, 2025

These Terms and Conditions govern your use of the Avant Payments website located at avantpayments.com and any services, information, or materials provided by Avant Payments (hereafter “Company”, “we”, “our”, “us”). By accessing or using our website, you agree to be bound by these Terms.

If you do not agree to these Terms, please discontinue use of our website.

1. About Avant Payments

Avant Payments is a Canadian business that provides payment processing services, merchant solutions, point of sale options, and related consulting. Our website provides general information about these services and is not a binding offer.

Any service agreements, pricing details, or merchant processing terms are subject to approval by our processing partners and acquirers.

2. Use of Our Website

You agree to use our website for lawful purposes only. You agree not to:

• Interfere with or disrupt the website’s security or performance
• Attempt to gain unauthorized access to any systems or accounts
• Copy or reproduce content without permission
• Use the website in a manner that could damage, disable, or impair it

We reserve the right to block access to the website for any misconduct or violation of these Terms.

3. No Financial or Legal Advice

Content on our website is provided for general informational purposes only. Nothing on the site should be interpreted as:

• Legal advice
• Financial advice
• Compliance advice
• Guaranteed processing approval

Before making any decisions, consult with qualified professionals.

4. Accuracy of Information

We make reasonable efforts to keep information on this website accurate. However, we do not guarantee:

• Completeness
• Accuracy
• Timeliness
• Suitability for any purpose

Information may change without notice. We are not liable for errors, omissions, or outdated content.

5. Third Party Services and Partners

Avant Payments works with third party payment processors, ISOs, acquirers, gateway providers, and hardware vendors.

We may provide links or references to third party websites. These sites are not controlled by us, and we are not responsible for their:

• Content
• Policies
• Security
• Availability
• Practices

Your use of any third party website is at your own risk.

6. Communications and Submissions

If you contact us through our website, you agree that:

• You are providing accurate information
• We may contact you about your inquiry
• We may store your information as described in our Privacy Policy

You must not provide unlawful, harmful, or confidential information that you do not have permission to share.

7. Intellectual Property

All content on this website is the property of Avant Payments unless stated otherwise, including:

• Logos
• Images
• Text
• Graphics
• Layout
• Branding
• Design elements

You may not copy, reproduce, distribute, or modify any material without written permission.

8. Limitation of Liability

To the fullest extent permitted by Canadian law, Avant Payments is not liable for:

• Damages arising from the use or inability to use our website
• Losses caused by errors, interruptions, or inaccuracies
• Virus or malware infections
• Loss of data, revenue, business, or profits
• Actions taken based on information provided on our website

Your use of the website is at your own risk.

9. Disclaimer of Warranties

Our website is provided on an “as is” and “as available” basis. We do not warrant that:

• The site will be uninterrupted
• The site will be error free
• The content is always accurate or current

We disclaim all implied warranties to the fullest extent allowed by law.

10. Indemnification

You agree to indemnify and hold harmless Avant Payments from any claims, losses, damages, liabilities, costs, or expenses arising from:

• Your use of the website
• Your violation of these Terms
• Your infringement of any rights of a third party

11. Changes to These Terms

We may update or modify these Terms from time to time. The updated version will be posted on this page with a revised date. Your continued use of the website after changes indicates your acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of the Province of Ontario and the laws of Canada. Any disputes shall be resolved in the courts of Ontario.

13. Contact Us

If you have questions about these Terms, you may contact us at:

Avant Payments
Phone: 613-555-5555
Email: info@avantpayments.com